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From: bureaudeposte [mailto:firstname.lastname@example.org]
Sent: Tuesday, December 13, 2016 7:21 PM
If you are maxing your Roth IRA right now, chances are it means you had $5500 sitting around doing nothing for some period of time.
I try to invest my money as soon as I have it available to invest, so I don't have $5500 available to invest right now.
I have some money coming in a bit later this month that I'll most likely use to max my RIRA, otherwise I'll just contribute when I get my monthly paychecks.